Disbursements of small-scale credit to poor entrepreneurial households in developing countries have become a popular tool for promoting self-sufficiency and alleviating poverty. The success of such programs, however, has been inconsistent across self-sufficiency and poverty measures. This study explores the effects of small-scale loans, household assets, and other household characteristics on household income. The study uses longitudinal survey data collected by the World Bank and the Bangladesh Institute of Development Studies from over 1,700 households in rural Bangladesh.